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Our new enquirer was a Teacher and was concerned. 'I am in a steady job on a regular income - why wont another Lender take on my mortgage?' She had just come off a fixed rate with her current Lender and had been offered a standard variable rate of 5.4% when base rate was 0.5%. She was understandably miffed. Particularly as she knew the Lender concerned was still in business only...

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